Shipping & Services Delivery Policy

Last Updated: October 2026

1. Nature of Service

ApplePay Ltd. provides digital financial services, specifically Credit Card to Bank Account instant fund transfers. Since our offerings are digital financial services, no physical goods are shipped or delivered.

2. Service Delivery Timeframe

All successful credit card transfer transactions are processed and delivered (credited to the receiver's bank account or UPI ID) instantly (within seconds to a maximum of 2 hours during banking holidays).

3. Service Charges

Transfers are subject to transparent processing charges (0.50%* flat rate), clearly displayed prior to transaction confirmation.

4. Customer Support

For delivery delays or transaction queries, reach out to us at support@applepay.com.